Outside Property Adjuster
Location: Midland, MI
Company: The Hanover & Citizens Insurance Group
5/18/2013 |
Company Website: |
Job Listing: |
Contact E-Mail: | cmakela at hanover dot com |
Employment Status: | Full Time |
Position Type: | Staff Adjuster |
Managerial Position: | No |
Required Experience: | Candidates should have 3-5+ years of estimating experience, as an adjuster or in restoration/contracting services
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Required Education: | High school diploma/GED required. Bachelor's degree with professional designations preferred.
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Position Requirements: | - Ability to write damage estimates to structures, evaluate the amount of loss to personal property and business interruption losses.
- Communication, analytical, investigative and negotiation skills are essential.
- Thinks critically and anticipates, recognizes, identifies and develops solutions to problems in a timely manner.
- Ability to formulate sound expense, indemnity, and business judgment while supporting loss evaluations and presenting them effectively.
- High school diploma/GED required. Bachelor's degree with professional designations preferred.
- Must have or secure and maintain appropriate states adjuster license(s) and continuing education credits.
- Candidates should have 3-5+ years of estimating experience, as an adjuster or in restoration/contracting services
- In depth knowledge of both commercial and residential structures.
- Must be experienced in the use of computers including efficient keyboarding skills and working knowledge of Windows, Microsoft Word, Microsoft Outlook, Xactimate and Excel.
- A company car is provided and a valid state driver's license and clear MVR are necessary for employment.
Physical demands & work environment:
- Ability to use a personal computer and other standard office equipment
- Ability to travel as necessary
- Ability to sit and/or stand for extended periods
- Ability to operate a motor vehicle 4-5 hours per day and to get in and out of the vehicle numerous times during the day
- Ability to load and unload equipment and supplies weighing up to 30 pounds from a motor vehicle as needed to perform field work
- Ability to bend, walk, and climb for several consecutive hours while inspecting damaged buildings, often with utilities turned off or inoperable
- Ability to use a ladder safely to get onto a roof |
Job Details: | The outside property adjuster is responsible for handling property claims requiring field investigations and/or inspections. They must establish rapport with our insureds and maintain relationships with our agents, underwriters, contractors, restoration vendors, and experts. They are expected to know their territory, including the geography; regulations and the law as pertains to property claims; state and local public safety and regulatory agencies and officials; the insurance and legal climate; and public adjusters. The ideal candidate will reside in the Nashville, TN area and work out of their home. Responsibilities/Essential Functions: - Investigate, evaluate, negotiate, and resolve homeowners and commercial property losses that require field handling due to severity, complexity or fraud issues. - Position requires extensive face-to-face interaction with insureds, agents, preferred contractors/vendors, public adjusters and experts. - Must have valid drivers license. - Handle business interruption (BI) features in conjunction with BI specialists. - Identifies possibly suspicious claims - May be responsible for all aspects of each claim, including informal hearings, arbitrations, and claims litigation and maintaining a high level of productivity, confidentiality and customer service. - Implement and coordinate the most effective management techniques to mitigate loss and expense payments. - Settlement and reserving authority levels are moderate - Required to have and maintain sufficient home-based internet connection. |























