|
| |
| State |
Required Liability Limits |
Statutes of Limitations |
| |
Bodily Injury |
Property Damage |
Wrongful Death |
Exceptions |
| Alabama |
25-50-25 |
2 |
2 |
2 |
|
| Alaska |
50-100-25 |
2 |
2 |
2 |
|
| Arizona |
15-30-10 |
2 |
2 |
2 |
|
| Arkansas |
25-50-25 |
3 |
3 |
3 |
|
| California |
15-30-5 |
2 |
3* |
2 |
* Many Exceptions |
| Colorado |
25-50-15 |
3 |
3 |
3 |
|
| Connecticut |
20-40-10 |
2* |
2* |
2* |
* 2 years from injury, or discovery by reasonable care |
| Delaware |
15-30-10 |
2 |
2 |
2 |
|
| District of Columbia |
25-50-10 |
3 |
3 |
1 |
|
| Florida |
10-20-10 |
4 |
4 |
2 |
|
| Georgia |
25-50-25 |
2* |
4 |
2 |
* 4 years for loss of consortium |
| Hawaii |
20-40-10 |
2 |
2 |
2 |
|
| Idaho |
25-50-15 |
2 |
3 |
2 |
|
| Illinois |
20-40-15 |
2 |
5 |
2 |
|
| Indiana |
25-50-10 |
2 |
2* |
2 |
* 6 years for real property |
| Iowa |
20-40-15 |
2 |
5 |
2 |
|
| Kansas |
25-50-10 |
2 |
2 |
2 |
|
| Kentucky |
25-50-10 |
1* |
2 |
1 |
* 2 years from date of accident or last (no fault) medical payment |
| Louisiana |
10-20-10 |
1 |
1 |
1 |
|
| Maine |
50-100-25 |
6 |
6 |
2 |
|
| Maryland |
20-40-15 |
3 |
3 |
3 |
|
| Massachusetts |
20-40-5 |
3 |
3 |
3 |
|
| Michigan |
20-40-10 |
3 |
3 |
3 |
|
| Minnesota |
30-60-10 |
6 |
6 |
3 |
|
| Mississippi |
25-50-25 |
3 |
3 |
3 |
|
| Missouri |
25-50-10 |
5 |
5 |
3 |
|
| Montana |
25-50-10 |
3 |
2 |
3 |
|
| Nebraska |
25-50-25 |
4 |
4 |
2 |
|
| Nevada |
15-30-10 |
2 |
3 |
2 |
|
| New Hampshire |
25-50-25 |
3 |
3 |
3 |
|
| New Jersey |
15-30-5 |
2 |
6 |
2 |
|
| New Mexico |
25-50-10 |
3 |
4 |
3 |
|
| New York |
25-50-10 |
3 |
3 |
2 |
|
| North Carolina |
30-60-25 |
3 |
3 |
2 |
|
| North Dakota |
25-50-25 |
6 |
6 |
2 |
|
| Ohio |
12.5-25-7.5 |
2 |
2* |
2 |
* 4 years PD statute for real property |
| Oklahoma |
25-50-25 |
2 |
2 |
2 |
|
| Oregon |
25-50-10 |
2 |
6 |
3 |
|
| Pennsylvania |
15-30-5 |
2 |
2 |
2 |
|
| Rhode Island |
25-50-25 |
3 |
10 |
3 |
|
| South Carolina |
25-50-25 |
3 |
3 |
3 |
|
| South Dakota |
25-50-25 |
3 |
6 |
3 |
|
| Tennessee |
25-50-10 |
1 |
3 |
1 |
|
| Texas |
25-50-25 |
2 |
2 |
2 |
|
| Utah |
25-50-15 |
4 |
3 |
2 |
|
| Vermont |
20-50-10 |
3* |
3 |
2 |
* 6 years PI statute for real property |
| Virginia |
25-50-20 |
2 |
5 |
2 |
|
| Washington |
25-50-10 |
3 |
3 |
3 |
|
| West Virginia |
20-40-10 |
2* |
2* |
2 |
* 2 years from injury or discovery |
| Wisconsin |
25-50-10 |
3 |
6 |
3 |
|
| Wyoming |
25-50-20 |
4 |
4 |
2 |
|