Again, AAIS form 3 policy. Replacement cost on structure and personal property.
24', above ground pool lets loose for no apparent reason. No covered peril for the pool.
Water released cascades down the hill toward the shed, driveway, decorative bushes, stones and multch. The water also pools in the basement stairway, which is below ground. The debris from the yard etc. blocks the 2.5" drain. Water damages the storm door, the mandoor to the basement and the carpeting on the basement floor.
Original I had denied the total claim calling forth the exclusion for "ground water" (sewer backup, flood, surface water, & water through the foundation".
Was I right? or should there be coverage for the structural damages, (doors, rug)?