The reservation of rights letter notifies the policyholder that the insurer reserves the right to deny coverage of a claim, in whole or part, pending outcome of a claims investigation.

Form letter used by an adjuster requesting an accident report.

A subrogation letter sent to an at-fault party requests reimbursement for automobile losses paid to insured.

Form letter requesting claimant to contact adjuster.

A denial letter used when the value of a claim submitted is determined to be less than the insured's deductible.

A form letter requesting medical documents and bills from a physician providing treatment to a claimant, sent with a medical authorization.

A basic MS Word template letter sent as a best practice for the protection of all parties involved. The letter acknowledges receipt of the claim and requests contact with the insured or claimant.

This form letter identifies the claimant, insurer, adjuster and date of loss; it is a claim denial for lack of coverage under the insured's policy.