A standard form issued by Insurance Services Office, Inc. (ISO) for insuring private-passenger vehicles. The policy may provide liability, personal injury protection (PIP), medical payments, uninsured and underinsured motorists (UM/UIM), and physical damage coverages.
This 1985 endorsement form is part of a commercial package policy (CPP) and modifies the Commercial General Liability (CGL) form, adding liability coverage for non-owned autos used for the insured's business purposes.
The 2004 Commercial General Liability (CGL) form provides property damage and bodily injury liability coverage arising out of business operations and is usually a part of a commercial package policy (CPP). It specifically excludes coverages that would be found in companion policies, such as automobile-related claims which are covered under a business auto policy.
Customized automobile subrogation promissory note which allows the insurance company to notify DMV/BMV in case of default by the tortfeasor.