Diminution In Value Cases In All 50 States

Diminution in value is claimed when the value of a damaged, but repaired, item is less than the value before the loss. Subrogation professionals should be aware of when and how the laws of each state deal with diminution of value. This chart is a summary of how the first-party issue is treated in all 50 states.

BROWSE RELATED DOCUMENT LISTINGS

BP 04 11 (07-13) - Additional Insured - Co-Owner of Insured Premises

A 2012 endorsement form issued by Insurance Services Office, Inc. (ISO) for insuring businesses. Modifies the Businessowners Coverage Form to include liability coverage for a co-owner, as an additional insured, for the insured premises.

Dog Bite Injury - Insured

Statement guideline for interviewing the insured in a dog bite injury claim. Includes initial questions and follow up questions based on responses given.

Inquiry Form - Index System

This inquiry form requests claim details for a third party using an Index System.

Swimming Pool Injury - Insured

Statement guideline for interviewing an insured in a swimming pool injury claim. Includes initial questions and follow up questions based on responses given.

Employee Leasing Subrogation Laws In All 50 States

Application of exclusive remedy rule to cases involving employee leasing companies and temporary employees for all 50 states.

Car Evaluation Analysis

Appraisal form used to determine a vehicle's value after a total loss by considering the book value and local market value (dealer quotes). Add or deduct value using a comparable vehicle model, noting trim, paint, glass, tires, power options, mechanical condition and cleanliness.

Employment, Wage & Med. Authorization

An employee authorization form allowing release of employment, wage and medical information to another party.

Employment, Wage & Med. Authorization (Spanish)

An employee authorization form allowing release of employment, wage and medical information to another party.

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