# Employer Liability

_Glossary_

Canonical: https://www.claimspages.com/learn/glossary/employer-liability/

Coverage for lawsuits by employees excluded from workers comp or alleging employer intentional or gross negligence, depending on policy.

Part 2 of standard workers compensation policies (employers liability) covers damages the employer owes when WC does not apply or dual capacity suits arise. It is not unlimited — limits are usually $500,000 or $1M each accident/disease.



An employee sues alleging intentional removal of machine guards; employers liability may respond where WC exclusive remedy is pierced.