# Errors and Omissions

_Glossary_

Canonical: https://www.claimspages.com/learn/glossary/errors-and-omissions/

Professional liability coverage for negligence, mistakes, or failure to perform professional duties.

E&O is the common name for professional liability for agents, brokers, consultants, and similar roles. It covers defense and indemnity for alleged wrongful acts in professional capacity.

Retroactive dates and prior acts coverage matter for career changes and firm mergers.



An insurance agent fails to bind requested flood coverage before a storm; the client sues for the uncovered flood loss.