# Examinations Under Oath

_Glossary_

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A formal, sworn interview of the insured by the insurer's counsel regarding the claim, required by many property policies when requested.

An Examination Under Oath (EUO) is a contractual obligation: the insured must appear, answer questions under oath, and often produce documents. It is more formal than a recorded statement. Refusal without good cause can void coverage.

EUOs help insurers investigate suspected fraud or large complex losses. Counsel for the insured is advisable.



After a suspicious fire, the carrier schedules an EUO covering the insured's financial condition, recent renovations, and whereabouts at time of loss.