# First Party Claim

_Glossary_

Canonical: https://www.claimspages.com/learn/glossary/first-party-claim/

A claim by the policyholder against their own insurer for benefits under their policy.

First party claims include property damage to your own building, collision on your auto policy, and health benefits. The contractual duty is between insured and insurer; bad faith standards may apply in some states.

Contrast with third party liability claims where the insured is defended against someone else's suit.



You file a homeowners claim for hail damage to your roof — that is a first party claim with your carrier.