# Monopolistic State Fund

_Glossary_

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States where workers compensation insurance must be purchased only from the state fund, not private carriers.

Ohio, North Dakota, Wyoming, and Washington are examples of monopolistic or near-monopolistic systems for most employers. Multi-state employers must buy separate policies or obtain out-of-state endorsements carefully.



An employer expands into a monopolistic state and must obtain coverage from that state's fund rather than the national carrier used elsewhere.