# Public Adjuster

_Glossary_

Canonical: https://www.claimspages.com/learn/glossary/public-adjuster/

A licensed adjuster hired by the policyholder to document, present, and negotiate a property insurance claim.

Public adjusters (PAs) owe a fiduciary-style duty to the insured. They charge a contingency or flat fee regulated by state law. They cannot practice law but often work alongside attorneys on large losses.



After a fire, a homeowner retains a PA to prepare the proof of loss, scope, and negotiate with the carrier's adjuster.