# Scope of Loss

_Glossary_

Canonical: https://www.claimspages.com/learn/glossary/scope-of-loss/

The written description of damaged property and operations needed to return the insured to pre-loss condition.

Scope drives the estimate — room by room, trade by trade. Agreement on scope precedes price negotiation. Omissions cause supplements; over-scoping inflates reserves.



A fire scope lists demo of charred drywall, smoke sealant, HVAC duct cleaning, and full repaint of affected rooms.