# How to Become an Insurance Adjuster in Alaska

_Licensing_

Canonical: https://www.claimspages.com/learn/licensing/alaska/

Alaska presents unique opportunities and challenges for insurance adjusters. The state's extreme weather conditions — including heavy snowfall, ice storms, earthquakes, and permafrost-related structural issues — create specialized property and casualty claims. The Alaska Division of Insurance requires independent adjusters to pass a state exam and hold a valid license. Notably, Alaska does not recognize Designated Home State (DHS) licensing, which means adjusters from non-licensing states cannot use a DHS license to obtain an Alaska non-resident license.



Alaska issues a Licensed Independent Adjuster license through the Alaska Division of Insurance. This license is required for adjusters who investigate and settle insurance claims in the state on behalf of insurers.

Independent Adjusters — Must be individually licensed to adjust claims in AlaskaStaff Adjusters — Employees working exclusively for a single insurance carrier are typically exempt from individual licensing

The Alaska adjuster exam covers property insurance, casualty insurance, Alaska insurance regulations, and general claims adjusting principles. A passing score of 70% is required. The exam is administered through a state-approved testing vendor, and candidates can schedule appointments at testing centers in Anchorage, Fairbanks, and Juneau, or at other national testing locations.



Prepare for the state adjuster licensing exam (no pre-licensing education required, but recommended)Schedule and pass the Alaska adjuster exam with a score of 70% or higherSubmit fingerprints for a background checkComplete the license application through the Alaska Division of Insurance or via NIPRPay all applicable feesReceive your adjuster license (processing time varies)

Alaska requires 24 hours of continuing education every 2 years for license renewal. This includes required ethics coursework. CE hours must be completed through Alaska-approved providers, and proof of completion must be submitted before the license renewal date.



Alaska's unique non-DHS policy is important to understand before pursuing work in the state. Unlike most other licensing states, Alaska will not grant a non-resident license based on a DHS license from a non-licensing state. Additionally, the remote and extreme environment in Alaska means that claims work often involves specialized property risks, higher travel costs, and unique logistical challenges.