# How to Become an Insurance Adjuster in Arizona

_Licensing_

Canonical: https://www.claimspages.com/learn/licensing/arizona/

Arizona is a growing insurance market with unique claims exposures including monsoon storms, haboob dust events, desert wildfires, and extreme heat-related property damage. The Arizona Department of Insurance and Financial Institutions (DIFI) requires independent and public adjusters to pass a state exam and obtain a license. Notably, Arizona has no continuing education requirement, making it one of the most low-maintenance adjuster licenses to hold.



Arizona issues adjuster licenses through the Department of Insurance and Financial Institutions (DIFI). The state licenses both public and independent adjusters:

Independent Adjuster — Works on behalf of insurance companies to investigate and settle claimsPublic Adjuster — Represents policyholders in the claims process against their insurance companyStaff adjusters who are salaried employees of a single insurance carrier may be exempt from individual licensing requirements.



The Arizona adjuster exam is administered through a state-approved testing vendor and requires a passing score of 70%. The exam covers general insurance principles, property and casualty claims adjusting, Arizona insurance law, and ethical practices. Candidates can schedule their exam at testing centers throughout Arizona or at national testing locations.



Prepare for the state adjuster licensing examSchedule and pass the Arizona adjuster exam with a score of 70% or higherSubmit fingerprints and undergo a criminal background checkComplete the license application through Arizona DIFI or via NIPRPay all applicable feesReceive your Arizona adjuster license

Arizona is one of the few states that has no continuing education requirement for licensed adjusters. Once you obtain your Arizona adjuster license, you are not required to complete any CE hours to maintain or renew it. This makes Arizona one of the most maintenance-friendly adjuster licenses in the country.



Arizona's lack of a continuing education requirement makes it an attractive license to hold, especially for adjusters who want to maintain active licenses in multiple states without the burden of tracking CE hours. The state also sees significant claims activity from monsoon season damage, haboob (dust storm) events, desert wildfires, and rapid population growth in the Phoenix and Tucson metro areas.