# How to Become an Insurance Adjuster in Arkansas

_Licensing_

Canonical: https://www.claimspages.com/learn/licensing/arkansas/

Arkansas sits squarely in Tornado Alley and experiences frequent severe weather events including tornadoes, hailstorms, and damaging straight-line winds. The Arkansas Insurance Department requires independent adjusters to pass a state exam and hold an active license before adjusting claims in the state. With relatively low licensing fees and no pre-licensing education requirement, Arkansas is a straightforward state to get licensed in.



Arkansas requires independent adjusters to hold a state-issued adjuster license through the Arkansas Insurance Department. The license covers the investigation, negotiation, and settlement of insurance claims on behalf of insurers.

Independent Adjuster — Required for adjusters working claims on behalf of insurance companies in ArkansasStaff Adjusters — Salaried employees of a single insurer are generally exempt from individual licensing

The Arkansas adjuster exam covers property and casualty insurance, claims adjusting procedures, Arkansas insurance statutes, and ethical obligations. A passing score of 70% is required. The exam is administered through a state-approved testing vendor, and candidates can schedule appointments at testing centers in Little Rock, Fayetteville, and other locations across the state.



Prepare for the Arkansas adjuster licensing examSchedule and pass the state exam with a score of 70% or higherComplete a criminal background checkSubmit the license application through the Arkansas Insurance Department or via NIPRPay all applicable application feesReceive your Arkansas adjuster license

Arkansas requires 24 hours of continuing education every 2 years for license renewal. This includes a required ethics component. CE courses must be approved by the Arkansas Insurance Department, and all hours must be completed prior to the license renewal deadline.



Arkansas is located in "Tornado Alley" and experiences frequent severe weather events including tornadoes, hailstorms, and straight-line wind damage. These events drive consistent demand for licensed adjusters, particularly during spring and summer storm seasons. The state's relatively low licensing fees make it an affordable license to obtain and maintain.