# How to Become an Insurance Adjuster in Delaware

_Licensing_

Canonical: https://www.claimspages.com/learn/licensing/delaware/

Delaware is a small state with an active insurance market driven by its proximity to the Philadelphia and Baltimore metro areas and its exposure to coastal storms along the Atlantic shoreline. The Delaware Department of Insurance issues multiple adjuster license types covering property, casualty, motor vehicle, and workers' compensation lines. Delaware requires only 12 hours of continuing education every 2 years — one of the lowest CE requirements in the country.



Delaware issues adjuster licenses through the Delaware Department of Insurance with multiple license types based on the lines of coverage:

Property Adjuster — Handles property damage claims (fire, wind, hail, water damage, etc.)Casualty Adjuster — Handles liability and casualty claimsMotor Vehicle Physical Damage Adjuster — Specializes in automobile damage claimsWorkers' Compensation Adjuster — Handles workers' compensation injury claimsMost independent adjusters obtain Property and Casualty licenses for the broadest scope of work. Staff adjusters employed by a single insurer may be exempt from individual licensing.



The Delaware adjuster exam is administered by Pearson VUE and requires a passing score of 70%. The exam covers insurance principles, claims adjusting procedures, Delaware insurance law, and the specific line of coverage for the license type being pursued. Candidates must pass a separate exam for each license type they wish to hold.



Determine which license type(s) you need (Property, Casualty, Motor Vehicle, Workers' Comp)Prepare for and pass the corresponding Pearson VUE exam(s) with a 70% or higher scoreSubmit fingerprints for a criminal background checkComplete the license application through the Delaware Department of Insurance or via NIPRPay all applicable application and fingerprint feesReceive your Delaware adjuster license (processing time varies)

Delaware requires 12 hours of continuing education every 2 years for license renewal. This is lower than the 24-hour requirement in most other states. CE courses must be approved by the Delaware Department of Insurance, and ethics coursework may be required as part of the total hours.



Delaware is a small state but sits within the Philadelphia and Baltimore metropolitan areas, which generates steady claims volume. The state's 12-hour CE requirement is one of the lowest in the country, making it a relatively low-maintenance license to hold. Delaware also experiences coastal storm damage along its Atlantic shoreline, including Nor'easters and tropical storm impacts.