# How to Become an Insurance Adjuster in District of Columbia

_Licensing_

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The District of Columbia does not issue any type of insurance adjuster license — there is no independent adjuster license, no public adjuster license, and no registration requirement. However, this does not mean you can work as an adjuster without any credentials. Most independent adjusting firms and insurance carriers require adjusters to hold a license from a Designated Home State (DHS), and you will need a home state license before you can obtain non-resident licenses in states that do require licensing.



The District of Columbia does not license insurance adjusters of any kind. There is no independent adjuster license, no public adjuster license, and no staff adjuster licensing requirement. DC is one of the few jurisdictions in the country that has no adjuster licensing framework whatsoever.

Despite this, most independent adjusting firms and insurance carriers require adjusters to hold a license from a Designated Home State (DHS). If you are a DC resident who wants to work as an independent adjuster, you should obtain a DHS license from another state — typically Florida or Texas — for two key reasons:

Most independent adjusting firms require a license when considering applicants for their rostersOther states that require adjuster licenses will need you to have a home state license before issuing non-resident licenses

Choose a Designated Home State for your adjuster license (Florida and Texas are the most common choices)Complete that state's licensing requirements (pre-licensing course, exam, application, background check)Obtain your DHS licenseUse your DHS license to apply for non-resident licenses in states where you plan to workRegister with independent adjusting firms using your DHS license credentials

The District of Columbia has no continuing education requirements for adjusters since it does not issue any adjuster licenses. Your CE obligations will be determined by your DHS state. For example, a Texas DHS license requires 24 hours of CE every 2 years, while a Florida DHS license also requires 24 hours every 2 years.



The District of Columbia's insurance market is unique due to the concentration of federal government properties, embassies, and high-value commercial real estate. While the jurisdiction does not license adjusters, claims work in DC often involves specialized property types and higher coverage limits. DC residents pursuing an adjuster career should obtain a Florida DHS license as the most popular and widely accepted path.