# Survey: Higher Auto Injury Frequency 

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The frequency of auto accidents since 1980 has dropped by 16 percent. During the same time period, however, the frequency of auto injury claims rose 26 percent. These findings are revealed in a study just released by the Insurance Research Council (IRC). 

In 1980, property damage liability (PD) claim frequency rates, which approximate auto accident rates in the U.S., were 4.94 per 100 insured cars. They declined to 4.13 per 100 insured cars in 2000.  In contrast, the frequency of auto injury claims under the bodily injury liability (BI) coverage were 0.88 per 100 insured cars in 1980 and reached a high of 1.22 per 100 insured cars in 1995 before gradually decreasing to 1.11 per 100 insured cars in 2000.

Sources:
- Insurance Research Council (http://www.ircweb.org/news/20021111.htm)