# OH Supr Ct Reverses Pontzer Ruling 

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On Wednesday, Nov. 5, the Ohio Supreme Court struck down an insurance liability ruling made in 1999 known as the Scott-Pontzer case where the court expanded a company‘s liability to cover employees who were not involved in work when an accident occurred.

The court later included employees‘ families in the uninsured/underinsured coverage, too.

The ruling said that an employer‘s commercial automobile insurance policy covers injured employees only if an accident happens "in the course and scope of their employment."

"This is a great day for the rule of law," said NAMIC‘s Director - Legal and Regulatory Affairs Peter Bisbecos. "The Scott-Pontzer decision was a troubling and puzzling ruling. It would be hard for anyone to argue with a straight face that anyone ever contemplated that a person driving a personal car off duty would be covered by their employer‘s commercial insurance."

Sources:
- National Association of Mutual Insurance Companies (http://www.namic.org/topnews/031107st3.asp)