# NJ Supr Ct Rules on Single Per Person Limit 

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The New Jersey Supreme Court issued a unanimous decision Thursday supporting the insurance industry’s views that wrongful death and survival actions do not trigger separate “per person” coverage claims under an automobile liability insurance policy.
State Supreme Court justices reversed the New Jersey Appellate Division holding in Vassiliu v. Daimler Chrysler Corporation that a plaintiff’s wrongful death and survivor claims constitute separate bodily injuries under the policy, which would have entitled the plaintiff to separate bodily injury coverage for each injury alleged.

The Supreme Court held that because “Vassiliu’s survival and wrongful death actions are derivative of and dependent on the decedent’s injuries, including his death, those actions are subject to a single ‘per person’ limit in the Prudential liability policy as well as the two underinsured motorist policies.

Sources:
- Property and Casualty.com (http://www.propertyandcasualty.com/content/news/article.asp?DocID={D0508A2C-5105-4098-BA1F-1DD4756A7970}&Bucket=Current+Headlines)