# NJ Supr Ct Disallows UM Drivers From Suing 

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In a unanimous decision on Thursday, Feb. 19, the New Jersey Supreme Court ruled that uninsured drivers can not sue other drivers, even if the other drivers are at fault, in accidents resulting in injury.

The ruling upholds a 1997 state law that bars such suits, and overturned lower court rulings that said the law was unconstitutional.

“The conscientious citizens of New Jersey are the winners in the Supreme Court of New Jersey’s unanimous decision upholding the constitutionality of the ‘no pay, no play’ provision of the 1997 Automobile Insurance Cost Reductions Act,” said NAMIC State Affairs Manager Tami Stanton.

“By reversing the Appellate Division ruling in Caviglia v. Royal Tours of America, the higher court guaranteed that only automobile policyholders, those who pay for insurance, have the right to sue,” added Stanton.

Sources:
- National Association of Mutual Insurance Companies (http://www.namic.org/topnews/040223st1.asp)