The Insurance Institute for Highway Safety (IIHS) estimates that 22 percent of all crashes in 2008 could be attributed to distracted driving, and government statistics confirm that figure. In addition, insurance industry research shows that crashes due to distracted driving make up nearly 40 percent of insurance company payouts. Distracted driving diverts the attention of the driver in three unique ways: (1) Visual-taking your eyes off the road, (2) Manual-taking your hands off the wheel, (3) Cognitive-taking your mind off of what you are doing.
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