The Right to Maximize Property Insurance Coverage

Property insurance disputes differ from disputes involving other types of insurance policies because they typically involve not whether coverage is owed or excluded but rather how much coverage is owed. A subset of disputes about how much involves property insurance losses that are covered by multiple, overlapping provisions. For instance, an explosion or flood that damages the policyholder’s factory and the neighboring factory, which is the policyholder’s main customer, can implicate both business income and contingent business income coverages.