Congress appears ready to take up gun control legislation for the first time in years, with proposals under consideration focusing on background checks, straw purchases and money for school safety If the debate stays on those issues, the insurance industry will be mostly on the sidelines but if any bills requiring that gun owners carry liability insurance start to move, the industry’s lobbyists can be expected to spring into action. The industry is warning lawmakers against requiring gun owners to carry an insurance coverage that they may not be able to easily purchase.