States warn consumers about possible insurance gaps with rideshare companies

A dozen states have warned consumers about potential insurance problems with so-called “ridesharing companies,” saying it is unclear who is on the hook when drivers dispatched by firms like Uber, Sidecar and Lyft get into accidents. Idaho was the latest state to warn consumers about potential insurance gaps in the new industry, which uses apps to help drivers find fares and customers find rides. Although the companies say they are not the drivers’ employers, and simply take a cut from the fares, that claim may not survive litigation.