California Wildfires Push Homeowners To High-Risk Insurers

There are lots of reasons people live in California’s Modjeska Canyon. Nestled against the mountains and abutting the Cleveland National Forest, the area has abundant wildlife and access to nature, yet is just a 20 minute drive from larger Orange County communities. But the things that make Modjeska appealing have also made homes there and in other wildfire-prone parts of California increasingly difficult to insure.