Insurers would be well-advised to track the evolving marijuana risk to determine if impairment-related loss history could trigger defence and indemnification obligations under employers general liability policies, it was suggested Tuesday during a session at the RIMS Canada Conference in downtown Toronto. “An employee who is under the influence of marijuana while at work could injure others, including customers, third parties or employees,” Leszek Bialy, vice president and head of alternative risk transfer for Zurich Canada, noted during the conference session, Joint Accountability: A Risk and Insurance Focused Marijuana Primer.
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