Government-Sponsored Lenders Have $205 Billion Of Uninsured Earthquake Risk

  Wednesday, September 26th, 2018 Source: Insurance Thought Leadership

Earthquakes are among the most devastating and economically destructive natural disasters, with the 1994 Northridge earthquake still ranking as the fifth-costliest disaster in U.S. history. Yet unlike other common perils such as floods, fires and windstorms, the overwhelming majority of earthquake risk in the U.S. is completely uninsured. Even in California, the most earthquake-exposed state in the union, only about 13% of residences maintain coverage for earthquake damage, according to the most recent survey completed by the state insurance department.

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