Its almost uniformly accepted in US society today that its a bad practice to drive drunk — and yet, people continue to get behind the wheel after a few drinks on a pretty regular basis. Bar and tavern owners are obliged by law to stop serving alcohol to patrons who they believe might be gearing up to drive over the legal blood alcohol driving limit. If they take no action and a patron gets into a drunk driving accident, the bar can be held liable. With such risks readily available on tap, applying appropriate insurance and loss control for bars and taverns can be challenging, according to Tom Gillingham, owner and CEO of EverGuard Insurance Services, which provides specialty insurance and service for restaurants, pubs, casinos and other hospitality businesses serving alcoholic beverages.
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