Deplorable Actors Beware: Disgrace Insurance Has Hit The Market

  Wednesday, November 13th, 2019 Source: Risk & Insurance

At last! When I read that a company was offering “disgrace insurance,” I was thrilled. I’ve always been a disgrace: Perhaps, finally, it would pay off.

No such luck. Disgrace insurance, a #MeToo-era policy offered by insurer SpottedRisk and “backed by industry-leading Lloyd’s of London syndicates,” is for companies that employ celebrities.

If the star of a movie or advertising campaign is revealed to be a beast, a discovery that financially inconveniences an insured project, the policy pays out.

Since being too vile for words became unacceptable — it only took six thousand years — we have been subjected to endless unpleasant stories about unpleasant people in the public eye.

SpottedRisk calculates its premiums based on forecasting the names of monsters as yet unreported. It’s the future arriving now, as foretold by Philip K. Dick in his short story “The Minority Report.”

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