Florida Insurance Commissioner David Altmaier has been named in a lawsuit which alleges that the commissioner violated the law by enabling home insurers to change consumers’ policies.LitigationPropertyLegislation & Regulation
The lawsuit, filed in Leon County by the Restoration Association of Florida (RAF) and home remediation contractor Air Quality Assessors, looks to reverse a recently-enacted policy change.
It also named two insurers -- American Integrity Insurance Company of Florida and Heritage Property & Casualty Insurance Company -- as defendants apart from Altmaier.
The lawsuit claimed that American Heritage sought and received approval for a policy change, which requires policyholders -- or any third party to which policyholders would assign the benefits of their claim -- to agree to take any dispute to mediation and arbitration instead of a court.
Should the policyholder or assignee hire an attorney to represent them in the mediation/arbitration, the insurer would not be obligated to pay for the attorney’s fees, even if the policyholder/assignee wins the case.