What to Expect When You Are Adjusting: A Primer for Hurricane Ian Property Claims

The last week of September, 2022, the State of Florida braced for what was categorized to be one of the worst storms to make landfall in U.S. history.

Initially, all weather channels displayed the storm’s trajectory heading towards Tampa Bay.

As the Buccaneers’ fans scurried to prepare for an avalanche of winds and rains, either by evacuating or hunkering down, Ian’s path unexpectedly shifted South and ferociously targeted the Ft. Myers and Naples areas, bringing with it 150 mph winds and pushing ashore up to 18 feet of water from the Gulf of Mexico.

Although last minute the storm took the least expected path, what insurance carriers can expect is a massive increase in property claims being reported as damages throughout the State of Florida are still being calculated.

As insurance companies and their adjusters prepare for the burst of claims, there are some specific requirements to keep in mind when adjusting claims in Florida....