# Mold...Proceed With Caution 

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An industry trade group today urged Texas insurance regulators to proceed with caution in deciding how mold damage will be considered under a homeowners insurance policy arguing there was limited available data on mold growth.

Forrest Roan, legal counsel for the American Insurance Association at a hearing in Austin, Tx., testifying before members of the Texas Department of Insurance, questioned whether mold development does in fact fall under those risks a homeowners policy covers.

In his testimony, Mr. Roan asserted that mold damage is the result of normal home usage and suggested insurance policies, which primarily cover certain known risks, do not cover these claims.