# Mold Claims Create Cvg Chaos 

_News_

Canonical: https://www.claimspages.com/news/i535/

There's nothing like a good media expose about David (a homeowner) taking on Goliath (an insurance company) to get the adrenaline flowing. It's no different with the current debate over mold, mildew, and coverage--or lack thereof--on industry-standard insurance policies.

The Texas case of Melinda Ballard and her fight against Farmers Insurance Group has gained the spotlight, as well as a $32 million recommended award by a Travis County District Court jury. At the time this column was written, the judge had just ordered mediation in the case. Therefore, the actual award may, indeed, be quite different from $32 million. And then there will be the inevitable appeals.

Regardless of the ultimate resolution, the case illustrates how media hype cannot only bring a cause to the forefront, but also create an almost frenetic concern about where and if coverage can be found for such an increasingly insidious destroyer.

Sources:
- National Underwriter (http://www.nationalunderwriter.com/archives/Pc_archive/2001/P08-13/P200133mold.asp)