# How Can Agents Stop Fraud? 

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Agents can protect their companies against potential fraud by being alert to a number of items that should raise a red flag, according to James Quiggle, director of communications for the Coalition Against Insurance Fraud in Washington.

• Alarms should sound when an applicant walks into an agency looking for coverage on high-value articles and does not ask about the cost of the premium.

• Look for lifestyle indicators. For example, a client looking to insure an expensive house, but driving a very old car or an applicant looking to insure expensive goods who has a job with a low pay scale.

• Warning signs should go up for appraisals that are vague, misspelled or lacking photographs. There may also be a problem if the appraiser is not local.

Sources:
- National Underwriter (http://www.nationalunderwriter.com/archives/Pc_archive/2001/P09-10/P200137how.asp)