# Depreciation Calculator

Canonical: https://www.claimspages.com/tools/depreciation/

Depreciation is the value an item loses over time to age, wear and tear, or obsolescence. On a claim, it's the gap between replacement cost (RCV) and actual cash value (ACV).

The useful-life figures in this database are the ones adjusters use on contents and property claims. They aren't IRS or accounting schedules. Find the item, enter its age and what it would cost to replace, and the calculator gives you the ACV.

Popular items also show what other users have entered for replacement cost: the median, the usual range, and, where there's enough data, how it differs by state. It isn't settlement data, and it doesn't change the depreciation rate. It's built from thousands of real calculations run on this site, so you can tell at a glance whether a replacement cost is in line with what others are using or worth a second look.

## Categories

- [Automotive Equipment](https://www.claimspages.com/tools/depreciation/automotive-equipment/)
- [Bedding and Linens](https://www.claimspages.com/tools/depreciation/bedding-and-linens/)
- [Books and Reference Materials](https://www.claimspages.com/tools/depreciation/books-and-reference-materials/)
- [Building Materials and Fixtures](https://www.claimspages.com/tools/depreciation/building-materials-and-fixtures/)
- [Cameras and Photography Gear](https://www.claimspages.com/tools/depreciation/cameras-and-photography-gear/)
- [Carpets and Area Rugs](https://www.claimspages.com/tools/depreciation/carpets-and-area-rugs/)
- [Children's Clothing](https://www.claimspages.com/tools/depreciation/childrens-clothing/)
- [Clocks and Timepieces](https://www.claimspages.com/tools/depreciation/clocks-and-timepieces/)
- [Commercial Equipment](https://www.claimspages.com/tools/depreciation/commercial-equipment/)
- [Consumer Electronics](https://www.claimspages.com/tools/depreciation/consumer-electronics/)
- [Decorative Home Items](https://www.claimspages.com/tools/depreciation/decorative-home-items/)
- [Drapes, Curtains, and Awnings](https://www.claimspages.com/tools/depreciation/drapes-curtains-and-awnings/)
- [Food and Pantry Supplies](https://www.claimspages.com/tools/depreciation/food-and-pantry-supplies/)
- [Furniture](https://www.claimspages.com/tools/depreciation/furniture/)
- [High-Tech Medical Equipment](https://www.claimspages.com/tools/depreciation/high-tech-medical-equipment/)
- [Hobbies and Sporting Goods](https://www.claimspages.com/tools/depreciation/hobbies-and-sporting-goods/)
- [Home Fixtures and Fittings](https://www.claimspages.com/tools/depreciation/home-fixtures-and-fittings/)
- [HVAC Systems](https://www.claimspages.com/tools/depreciation/hvac-systems/)
- [Jewelry and Watches](https://www.claimspages.com/tools/depreciation/jewelry-and-watches/)
- [Kitchen Equipment and Utensils](https://www.claimspages.com/tools/depreciation/kitchen-equipment-and-utensils/)
- [Lamps and Lighting](https://www.claimspages.com/tools/depreciation/lamps-and-lighting/)
- [Laundry Baskets and Hampers](https://www.claimspages.com/tools/depreciation/laundry-baskets-and-hampers/)
- [Lawn and Garden Tools](https://www.claimspages.com/tools/depreciation/lawn-and-garden-tools/)
- [Linens and Tableware](https://www.claimspages.com/tools/depreciation/linens-and-tableware/)
- [Luggage and Travel Gear](https://www.claimspages.com/tools/depreciation/luggage-and-travel-gear/)
- [Major Appliances](https://www.claimspages.com/tools/depreciation/major-appliances/)
- [Men's Clothing](https://www.claimspages.com/tools/depreciation/mens-clothing/)
- [Miscellaneous Items](https://www.claimspages.com/tools/depreciation/miscellaneous-items/)
- [Musical Instruments and Supplies](https://www.claimspages.com/tools/depreciation/musical-instruments-and-supplies/)
- [Office Equipment and Supplies](https://www.claimspages.com/tools/depreciation/office-equipment-and-supplies/)
- [Personal Care and Accessories](https://www.claimspages.com/tools/depreciation/personal-care-and-accessories/)
- [Pet Supplies](https://www.claimspages.com/tools/depreciation/pet-supplies/)
- [Photographic Equipment & Supplies](https://www.claimspages.com/tools/depreciation/photographic-equipment-supplies/)
- [Roofing Materials](https://www.claimspages.com/tools/depreciation/roofing-materials/)
- [Small Appliances](https://www.claimspages.com/tools/depreciation/small-appliances/)
- [Smart Home Technology](https://www.claimspages.com/tools/depreciation/smart-home-technology/)
- [Tools and Tool Storage](https://www.claimspages.com/tools/depreciation/tools-and-tool-storage/)
- [Toys and Games](https://www.claimspages.com/tools/depreciation/toys-and-games/)
- [Vinyl Records and Music](https://www.claimspages.com/tools/depreciation/vinyl-records-and-music/)
- [Women's Clothing](https://www.claimspages.com/tools/depreciation/womens-clothing/)
- [Yard Equipment](https://www.claimspages.com/tools/depreciation/yard-equipment/)