What Happens When Alcohol Voids Your Auto Insurance in Louisiana
A Louisiana court upheld an insurer’s right to deny coverage based on a BAC exclusion, highlighting how drunk driving can void auto claims in many U.S. states.
July 29, 2025
Auto
Legislation & Regulation
Litigation
Risk Management
Louisiana
Record Catastrophe Losses Continue into 2025 as Wildfires and Storms Surge
Willis reports that 2025 is on track to exceed $100 billion in insured catastrophe losses for the seventh consecutive year, with wildfires and storms driving early-year impacts.
July 29, 2025
Catastrophe
Insurance Industry
Property
Risk Management
California
Driverless Cars Are Redefining Auto Insurance and Claims Handling
As autonomous vehicles reduce accidents and reshape liability, insurers and claims professionals must adapt to new technologies, evolving risks, and rising consumer expectations.
July 28, 2025
Auto
Liability
Risk Management
Technology
Insurers Refuse to Cover Meta in Lawsuits Over Alleged Social Media Addiction
Meta is locked in a legal dispute with insurers including Hartford and Chubb, who argue they’re not obligated to cover defense costs tied to social media addiction claims.
July 28, 2025
Insurance Industry
Liability
Litigation
Technology
California
Delaware
Hurricane Season Starts Quiet in 2025 but Forecasters Warn of a Volatile Second Half
The 2025 hurricane season has begun with minimal storm activity, but experts warn that conditions could shift dramatically, increasing U.S. landfall risks by mid-September.
July 25, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Florida
GEICO Takes Legal Action Against Brooklyn Pharmacy for $3.5 Million in Alleged No-Fault Insurance Fraud
GEICO alleges a Brooklyn pharmacy exploited New York’s No-Fault system by billing over $3.5 million for medically unnecessary pain creams and violating a prior court injunction.
July 25, 2025
Auto
Fraud
Insurance Industry
Litigation
New York
NYC Taxis Use Surveillance Technology to Fight Back Against Insurance Fraud
With taxi fraud costing NYC $1 billion annually, a new initiative is equipping cabs with surveillance cameras to deter scams and lower costs for drivers and insurers.
July 25, 2025
Auto
Fraud
Insurance Industry
Technology
California
New York
Connecticut Court Clears Rental Car Company of Liability in Ignition Lock Case
A Connecticut appellate court ruled that Enterprise had no legal duty to check online databases for license restrictions before renting a car to a driver later charged with DUI.
July 25, 2025
Auto
Legislation & Regulation
Liability
Litigation
Connecticut
Tech Giants Battle Over Who Verifies Kids’ Ages Under New State Laws
As states pass conflicting age verification laws, Meta, Apple, and Google are clashing over who should protect children online—apps or app stores.
July 25, 2025
Legislation & Regulation
Life & Health
Risk Management
Technology
Alabama
Louisiana
Mississippi
Ohio
South Carolina
Digital-Only Insurance Frustrates Older Policyholders as Many Still Prefer Human Interaction
A new survey finds nearly 60% of Baby Boomers prefer speaking to a person over using fully digital insurance tools, signaling the need for hybrid service models.
July 25, 2025
Education & Training
Insurance Industry
Property
Technology
California Wildfire Claims Could Drain $21 Billion Insurance Fund Amid Investigation
As insurance losses from the Eaton Fire mount, California’s wildfire fund faces depletion, with scrutiny intensifying over Southern California Edison’s potential liability.
July 25, 2025
Catastrophe
Litigation
Property
Subrogation
California
How to Identify Hidden Solar Panel Damage
A recent CLM webinar explored how electroluminescence scanning helps insurance professionals detect microcracks in solar panels and determine damage causation.
July 25, 2025
Insurance Industry
Litigation
Property
Technology
Smart Home Tech Shows Strong ROI for Insurers and Homeowners
A new study quantifies the fire risk reduction from Ting, an IoT fire prevention device, showing significant insurance claim savings and added value for both insurers and homeowners.
July 25, 2025
Insurance Industry
Property
Risk Management
Technology
Liberty Mutual Reveals 25 Years of Workplace Injury Trends and Costs
Liberty Mutual’s 2025 Workplace Safety Index highlights how workplace injuries have evolved over 25 years, revealing costly trends and the impact of targeted prevention.
July 23, 2025
Education & Training
Insurance Industry
Risk Management
Workers' Compensation
Texas Flash Floods Expose Major Insurance Gaps After $1.1 Billion Disaster
Over 120 lives lost and $1.1 billion in damages from the July 4 flash floods in Central Texas, with low flood insurance uptake leaving most homeowners to face rebuilding costs alone.
July 23, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Texas
