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Insurers Urged to Improve Lightning Claims Reporting and Mitigation

Inconsistent reporting hides the true cost of lightning damage to businesses. Better tracking and mitigation can protect insurers and policyholders.
December 4, 2025 Insurance Industry Property Risk Management

AI, Deepfakes, and Data Suppression Redefine Cyber Risk in 2026

Resilience experts warn that AI-powered threats, ransomware evolution, and rising litigation will challenge insurers and claims professionals in unprecedented ways.
December 1, 2025 Insurance Industry Legislation & Regulation Litigation Risk Management Technology

State Farm’s Subrogation Bid Blocked by Insured’s Prior Court Victory

A landlord’s earlier courtroom success backfired when State Farm tried to subrogate the same fire loss against tenants, triggering judicial estoppel.
December 1, 2025 Litigation Property Subrogation New York

Stop Loss Insurance Market Booms as Healthcare Costs Escalate

As healthcare costs rise, more employers are adopting stop loss coverage to manage catastrophic medical claims. AI-driven underwriting and flexible policy structures are shaping the future of the market.
December 1, 2025 Legislation & Regulation Life & Health Risk Management Technology

AI in Insurance Faces Customer Skepticism Over Trust, Fairness, and Claims Use

While insurance customers embrace AI for routine tasks, many resist its use in claims handling and pricing due to concerns about fairness and transparency.
December 1, 2025 Insurance Industry Risk Management Technology

Federal Court Blocks New York Labor Law Targeting Amazon as NLRB Stalls

A federal judge halted New York’s attempt to fill a regulatory gap caused by a deadlocked NLRB, raising broader legal questions for employers navigating state-federal labor oversight.
December 1, 2025 Insurance Industry Legislation & Regulation New York

Jamaica Triggers $150M Parametric Catastrophe Bond After Hurricane Melissa

With $6B to $7B in losses from Hurricane Melissa, Jamaica’s parametric policy paid out fully, raising fresh debate over trigger thresholds and basis risk.
December 1, 2025 Catastrophe Insurance Industry Legislation & Regulation Technology

Manufacturers Face Greater Recall Risk as Affected Units Hit 3-Year High

A sharp increase in units affected by product recalls signals a shift in risk exposure, with implications for insurers, claims handlers, and supply chain managers navigating evolving regulatory demands.
December 1, 2025 Insurance Industry Legislation & Regulation Risk Management

Auto Insurance in 2026 Faces Crisis of Costs, Claims, and Consumer Confidence

Rising repair costs, claims inflation, and mobility trends are straining auto insurers and reshaping claims operations. Adjusters must adapt to new tools, regulations, and customer expectations.
December 1, 2025 Auto Insurance Industry Legislation & Regulation Technology California Florida Michigan

Thanksgiving Turkey Fryers Pose Fire Risk and Cost Millions in Claims

Fire departments and safety officials urge caution as turkey fryer accidents spike on Thanksgiving, leading to property damage and injuries.
November 26, 2025 Insurance Industry Property Risk Management

Georgia Auto Crash Rate Twice the National Average as Insurance Costs Spike

A sharp rise in vehicle wrecks, complex repair costs, and fraud complaints is stressing Georgia’s auto insurance market, prompting legislative calls and insurer resistance.
November 26, 2025 Auto Fraud Insurance Industry Georgia

Thanksgiving Insurance Claims Spike From Fires, Falls, and Drunk Driving

Thanksgiving ranks as a peak claims day for fire, auto, and injury incidents. Adjusters should be prepared for post-holiday surges in kitchen fire reports, liability questions, and alcohol-related crashes.
November 24, 2025 Auto Insurance Industry Liability Property

Insurers Push to Cap Liability for AI System Failures

Three leading insurers—AIG, Great American, and WR Berkley—are pursuing regulatory approval to limit their liability for claims tied to artificial intelligence technologies, a move that could reshape the risk landscape for businesses deploying AI systems.
November 24, 2025 Legislation & Regulation Liability Risk Management Technology Underwriting

Why AI-Driven Claims Management Is the New Standard

Insurers are racing to adopt AI as customer churn rises and expectations soar. Manual claims processes are no longer enough.
November 24, 2025 Fraud Legislation & Regulation Risk Management Technology

Winter Grid Reliability at Risk Amid Surging Electricity Demand and Fuel Challenges

NERC’s latest report highlights severe winter reliability threats in several U.S. regions due to surging electricity demand, limited fuel availability, and slow infrastructure upgrades.
November 19, 2025 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management
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