The insurer says role-based AI tools are accelerating engineering, analytics, and machine learning work while supporting long-term productivity and risk expertise goals.

State regulators report more than 20 auto insurance rate decreases since mid-2025, citing reduced litigation and lessons from Florida’s reform-driven market recovery.

Expanded claims analysis finds slower medical spend growth, fewer hospitalizations, and notable women’s health outcomes tied to sustained GLP-1 use.

A proposal would require advance notice to homeowners and bar insurers from relying on aerial images older than 180 days when making coverage decisions.

Litigation funding, shifting jury attitudes, and expanding mass torts are driving liability claim severity and reserve pressure across U.S. and global markets.

Texas recorded more tornadoes than any other state in 2025, intensifying claims activity, pushing premiums higher, and renewing scrutiny on wind and hail deductibles across the property insurance market.

Heavy investment in insurance AI continues to deliver limited returns as automation accelerates workflows without improving decision quality, explainability, or claims outcomes.

Rates may be leveling off, but jury behavior, litigation funding, and documentation demands continue to drive claim severity and settlement complexity heading into 2026.

A growing flood protection gap is driving insurers and large businesses toward parametric coverage and captive risk structures as legacy models fall short.

A new statute regulating consumer litigation funding and a key appellate ruling expanding discovery reshape fraud defenses and transparency in New York claims.

Appeals court says fraud claims may rely on public records without violating California’s public disclosure bar.

As deferred maintenance costs climb, insurers are partnering with technology providers to help policyholders reduce losses before claims occur.

SB 876 would mandate upfront claim payments, double ALE limits, and impose new timelines for insurers after wildfire disasters.

Hyperscale facilities tied to AI and cloud computing are testing property insurance capacity, pricing and underwriting discipline. Brokers face major valuation and business income hurdles.

Fire and water remain the leading drivers of insurance claims in mass timber construction. Stakeholders must align risk management, training, and policy innovation to ensure safe project outcomes and insurability.