The Insurance Institute for Highway Safety is updating its longest-running crash test, the moderate overlap front evaluation, to address a growing gap in the protection provided for front and rear occupants.

Jacqueline Huskey, a Black woman living in suburban Illinois, tried more than a dozen times to get help from State Farm after a hailstorm punched holes in her roof. Now, thanks to a broad study of how the insurer handles claims like hers, she has evidence indicating that her struggle is a common one for Black customers.

A large study by U.S. highway safety regulators found that more than half the people injured or killed in traffic crashes had one or more drugs, or alcohol, in their bloodstreams.

Class action lawsuits have long been drivers of social inflation for insurers that provide product liability overage. But now a new legal vehicle, the ‘mass tort,’ looks to be waiting in the wings.

Florida’s property insurance reform bill has now been passed by the state Senate in a 27 to 13 vote that was along mostly party lines.

A marathon of severe weather rampaged through the southern Plains Tuesday, spawning multiple tornadoes, injuring at least five people and claiming the lives of at least two people.

In late September, 2022, Hurricane Ian made landfall in Southwest Florida and traveled across the state. The storm brought with it significant storm surge that caused substantial flooding. The storm also was accompanied by high winds that caused damage.

Ram is recalling a total of 1,234,657 pickup trucks in the United States (plus a few hundred thousand sold outside the U.S.) to address tailgates that could pop open while driving.

The owner of a Kentucky candle factory that was destroyed in a deadly tornado last year is facing another lawsuit from workers alleging they were threatened with termination if they left before the disaster struck.

Yet another major insurer is pulling out of Louisiana. United Property & Casualty Insurance Co., based in Florida, will cease renewing its roughly 36,000 Louisiana home insurance policies in 2023.

Insurance groups argue that new laws in California and New Jersey that raise the minimum auto liability coverage required for drivers may cause price-sensitive consumers to drop their coverage.

Florida legislators have a crisis to tackle this week as they convene for a special session in an attempt to fix the state’s homeowners insurance problems.

A federal district court in New York has refused to dismiss a putative class-action lawsuit filed under Illinois’ Biometric Privacy Act against fashion designer Louis Vuitton in connection with its website’s eyeglass ‘Virtual Try-On’ feature.

In 2015, State Farm’s CEO earned $13.3 million overseeing America’s largest property insurance company. That same year at Tampa-based Heritage Insurance Holdings, one of numerous small Florida-based homeowners insurance companies, its CEO made $27.3 million -- despite overseeing 0.3% of the number of policies and accounts of State Farm.

Florida-based insurance companies have been going out of business the last few years or raising rates by double-digits. Industry groups and Gov. Ron DeSantis have blamed excessive litigation, and Republican legislators are poised this week to limit the incentives to sue insurers.

DBRS Morningstar released a commentary titled ‘Imprecise Policy Wording Could Lead to Costly Insurance Claims Litigation and Regulatory Intervention,’ which discusses the importance of having clear, unambiguous insurance policy wording to protect both policyholders and insurers.