Denial - Less Than Deductible
A denial letter used when the value of a claim submitted is determined to be less than the insured's deductible.
DOC (17KB)
Letters
Laws On Recording Conversations In All 50 States
State by state telephone call recording laws.
PDF (77KB)
Legal Reference
Joint And Several Liability And Contribution Laws in All 50 States (2017)
This chart concerns contribution among joint tortfeasors, which applies subrogation principles, and is sometimes referred to as “reimbursement by subrogation.” Joint and Several Liability and Contribution laws are shown for all states.
PDF (60KB)
Legal Reference
Reaction And Braking Distance Table
Basic reference table displaying reaction and braking distances for vehicles traveling at a specific speed.
PDF (11KB)
General Reference
Statement Of Loss W/O Enclosures
An adjuster's statement of a loss using Schedules A, B & C.
PDF (51KB)
Forms Property & Casualty
Structural Fire - Investigating Officer
Statement guideline for interviewing the investigating officer in a structural fire claim. Includes initial questions and follow up questions based on responses given.
PDF (17KB)
Statement Guides
Dog Bite Injury - Witness
Statement guideline for interviewing a witness to a dog bite injury. Includes initial questions and follow up questions based on responses given.
PDF (16KB)
Statement Guides
Dog Bite Injury - Claimant
Statement guideline for interviewing the claimant in a dog bite injury claim. Includes initial questions and follow up questions based on responses given.
PDF (17KB)
Statement Guides
Accident Scene Diagram - 4-Way Intersection
This Microsoft Word template allows users to sketch an accident scene by adding and resizing a variety of objects including roads, vehicles, road signs, road signals and other symbols and figures in a 4-way intersection.
DOC (2382KB)
Diagrams
Structural Fire - Witness
Statement guideline for interviewing a witness to a structural fire. Includes initial questions and follow up questions based on responses given.
PDF (19KB)
Statement Guides
Product Liability - Witness
Statement guideline for interviewing a witness to a products liablity claim. Includes initial questions and follow up questions based on responses given.
PDF (15KB)
Statement Guides
