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Florida Workers’ Comp Fraud Scheme Allegedly Processed Nearly $100M in Payroll

Florida Workers’ Comp Fraud Scheme Allegedly Processed Nearly $100M in Payroll

Florida authorities allege shell construction companies understated payroll and employee counts to obtain workers’ compensation coverage, then provided insurance certificates to uninsured subcontractors. Nearly $100 million in payroll was processed through the companies, according to investigators.

Churchill Claims Services

Nationwide Multi-line Insurance Claims Adjusting and Investigation Services

We offer frustration-free customer service with complete, accurate and on-time reports. For more than twenty years we have provided automobile, general and professional liability, property, transportation, and fraud claims investigations.

Allstate Opens Claims Training Campus for Property and Auto Adjusters

Allstate Opens Claims Training Campus for Property and Auto Adjusters

The 33,000-square-foot training campus uses full-scale homes and nearly 30 vehicles to give claims professionals hands-on experience with property damage, EVs, ADAS and changing repair methods.

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  STORM WATCH — Tracking 1446 total watches, warnings and advisories across 1083 counties in 37 states. (Updated: 8/17/2026 8:19 AM EST)

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Randolph County, IN Expected Severe Likely
County, SC Expected Moderate Likely
County, SC Expected Moderate Likely

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24-Hour Severe Weather Outlook
When Something Feels Off

When Something Feels Off

Instinct is real, but it is not evidence. Experienced adjusters learn to notice the small behavioral signals that suggest a claim may be more than it appears. Understanding where those instincts come from, which cues actually matter, and which ones mislead is the first step toward using suspicion responsibly.

The File Tells a Story

The File Tells a Story

Fraud rarely announces itself in an interview. It hides in receipts, timelines, photographs, and estimates that do not quite line up. Learning to read a file the way an investigator reads one helps adjusters catch the patterns that matter while verifying facts instead of jumping to conclusions.

How Far Is Too Far

How Far Is Too Far

Curiosity is a professional asset right up until it becomes a liability. Adjusters have genuine authority to ask questions and verify facts, but that authority has limits set by statute, regulation, and basic fairness. Knowing exactly where those lines sit protects the file, the carrier, and the claimant.

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Aspen Claims Service New York, NY
National Council of Insurance Legislators Belmar, NJ