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New York Insurance Adjuster Exam Prep

New York Adjuster License Exam Prep

New York requires a PSI computer-based exam (70% to pass) for adjuster applicants, with a two-year window tied to your application timeline.

Exam Administrator / Path PSI
Question Format Multiple-choice (see PSI content outline)
Time Limit Per PSI appointment
Passing Score 70%

Study Outline

  1. Pass the PSI exam within two years of applying—track your timeline carefully.
  2. Study property, casualty, claims practices, ethics, and New York insurance law.
  3. Public adjusters: complete the 40-hour pre-licensing course before testing unless you qualify for a waiver.
  4. Schedule through PSI and confirm ID requirements.

Sample Questions & Themes

Sample focus: Policyholder notice obligations and fair investigation standards under New York law.

Sample focus: Terminology differences between first-party and third-party contexts.


Pass Tips

  • The $33 exam fee is modest—budget time, not just money, for retries if needed.
  • Independent vs public tracks differ; verify which exam series you need before booking.
  • Use DFS and PSI outlines together; cross-check for updates each licensing year.

Full New York Licensing Guide

For fees, applications, reciprocity, CE, and regulatory links, open the complete state licensing guide.

New York Licensing Requirements New York Provider Directory New York Department of Insurance

This page is for general preparation only. Exam content, vendors, and passing rules change. Confirm every requirement with the New York insurance department and the official testing provider before you schedule.

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