Comprehensive Coverage — Insurance Claims Definition
Auto
First party coverage for damage to your vehicle from non-collision events such as theft, fire, vandalism, hail, and animal strikes.
Comprehensive (other than collision) covers specified perils and is subject to deductible. Glass claims may have separate full glass coverage in some states.
Examples
A deer strike crushes the front end; comprehensive pays repair less deductible.
Common Mistakes
Expecting comprehensive to cover wear and tear or road damage from potholes — usually collision or not covered.
