Comprehensive Coverage
First party coverage for damage to your vehicle from non-collision events such as theft, fire, vandalism, hail, and animal strikes.
Comprehensive (other than collision) covers specified perils and is subject to deductible. Glass claims may have separate full glass coverage in some states.
Examples
A deer strike crushes the front end; comprehensive pays repair less deductible.
Common Misconceptions
Expecting comprehensive to cover wear and tear or road damage from potholes — usually collision or not covered.
Related Terms
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Back to Glossary Claims Pages AcademyThis definition is provided for informational and educational purposes. Insurance terminology may vary by jurisdiction, policy, and context. Consult a licensed professional for guidance specific to your situation.
