Estimate Supplement
Additional estimate amounts requested after hidden damage, code requirements, or scope changes are discovered after initial inspection.
Supplements are normal in property claims — opening walls reveals mold, engineers require additional bracing, or code officials mandate upgrades. Carriers review supplements with documentation and sometimes re-inspection.
Examples
After tear-out, water damage to subfloor not visible initially adds $4,200 via approved supplement.
Common Misconceptions
Contractors stacking speculative supplements without photos. Delays when supplement authority tiers require manager approval.
Related Terms
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Back to Glossary Claims Pages AcademyThis definition is provided for informational and educational purposes. Insurance terminology may vary by jurisdiction, policy, and context. Consult a licensed professional for guidance specific to your situation.
