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Field Adjuster — Insurance Claims Definition

Industry

An adjuster who inspects loss sites in person, measures damage, and prepares estimates on location.

Field adjusters carry ladders, moisture meters, and digital cameras; they interact with contractors and insureds at properties. Large commercial losses may involve teams and engineers.

Examples

A field adjuster walks a hail-damaged roof, squares the area, and writes an Xactimate estimate on site.

Common Mistakes

Weather delays and access issues slow field schedules. Insureds should document before cleanup when safe.

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