Pollution Liability — Insurance Claims Definition
Liability
Coverage for third party claims and cleanup costs from pollution releases, excluded or limited in standard GL.
Pollution legal liability and environmental policies cover gradual and sudden releases of contaminants. Standard CGL has absolute pollution exclusions for many scenarios. Contractors may buy contractor's pollution liability for job sites.
Examples
Fuel from a tipped generator contaminates soil at a construction site; CPL pays investigation and remediation subject to policy.
Common Mistakes
Assuming GL covers any spill — most pollution is excluded. Underestimating legacy site exposure in acquisitions.
