A new study, "Breaking Down Barriers," released by Pacific Research Institute examines the economic impact of duplicative licensing regulations on independent claims adjusters underscoring the need for increased licensing reciprocity among states. According to the study, the average claims adjuster holds between ten and twelve different state licenses, which can cost as high as $1,000 each. These costly, burdensome state requirements make it more difficult for adjusters to operate across state lines, driving up prices for consumers and limiting opportunities for new adjusters to enter the market.