New Orleans Restaurant Sues Lloyd’s Of London In Coronavirus Insurance Dispute (WWLTV)

New Orleans Restaurant Sues Lloyd’s Of London In Coronavirus Insurance Dispute

  Tuesday, March 17th, 2020 Source: WWLTV

In what’s believed to be a first in the U.S., a French Quarter restaurant is suing Lloyd’s of London, hoping a judge will order the U.K. based insurance market to cover losses caused by government-ordered closures due to the coronavirus.

Oceana Grill filed suit against Lloyd’s of London in Orleans Parish Civil District Court on Monday, seeking a declaratory judgment to proactively force its insurance carrier to pay for losses from a pandemic.

The restaurant’s attorney, prominent policyholder advocate John Houghtaling, said the policy with Lloyd’s clearly kicks in if there is damage to property that forces a closure.

“Our hope is that we can confirm the obligations of the insurance companies and this could affect businesses not just in Louisiana, this can affect businesses across America,” said Houghtaling, who notably took on insurance companies that refused to pay thousands of Hurricane Sandy claims and started a nonprofit American Policyholder Association.

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