The Institutes

Ambiguous Policy Language Keeps COVID-19 BI Lawsuit In Court

 Thursday, December 3, 2020


In the multibillion-dollar fight over insurance coverage for pandemic-related business losses, a Florida gynecologist succeeded where more than a dozen professional baseball teams and an iconic Hollywood restaurant failed.

Since Covid-19 sparked government-ordered shutdowns in March, judges have dismissed more than four times as many business-interruption lawsuits as they’ve allowed to proceed, according to a preliminary analysis by the University of Pennsylvania Law School.

But some plaintiffs are finding weak spots in the industry’s legal defenses.

Christopher Walker, an Orlando doctor, is one of them. Though his policy -- like many -- contained a provision that Sentinel Insurance Co. contends excluded virus claims, Walker’s lawyer argued that the language used was ambiguous.

A federal judge agreed, keeping the case alive after Sentinel sought a dismissal of the suit brought on behalf of Walker’s practice, UroGyn Specialists of Florida.

Insured Faults Policy Language In Business Interruption Suit

 Friday, July 24, 2020

 Risk & Insurance

A Contract No One Reads: The Insurance Policy

 Thursday, January 30, 2020


Why Insurance Policy Language Matters

 Friday, December 13, 2019


Beware Of "Absolute" Insurance Policy Wording

 Wednesday, June 12, 2019


Kentucky Plane Crash Litigation: A Case Of Policy Language Interpretation

 Monday, October 1, 2018

 Commonwealth Journal